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Buying Your Home in Maine

A Clear, Simple Path to Owning Your Dream Maine Home

Whether it’s your first Maine home, a waterfront retreat in Cape Elizabeth, or a luxurious condo in downtown Portland, the buying process here is straightforward when you have the right guide. I’ve helped hundreds of buyers—from local families to out-of-state executives—navigate it smoothly. Below is exactly what to expect when we work together.

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Step 1: Define Your Maine Dream Home

Start by thinking through budget, timeline, preferred towns, and lifestyle priorities (do you prefer to be at the center of the action in Portland's old port, or in a private waterfront community like Shore Acres in Cape Elizabeth, etc). A quick call or email with a local agent can save weeks of aimless searching. Pro Tip: Write down your non-negotiables vs. nice-to-haves; it keeps searches focused. 

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Step 2: Find Your Maine Real Estate Agent

Partnering early with an agent who truly knows the local market makes everything smoother and faster. Partner with an experienced agent whose local expertise, connections, and negotiation skills will guide you through the competitive landscape. They’ll help you secure the perfect home at the right price, minimizing stress and risks. Pro Tip: Carefully review the contract and other documentation that your agent sends you for valuable insights on Maine transactions and buyer agency.

 

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Step 3: Deep Dive with Your Agent

A good real estate agent will start with an in-depth conversation to understand your budget and search criteria. Together, you'll determine if your dream home aligns with reality, and if not, what you might need to be flexible on. This is where it’s important to have clarity on your “must have” and “nice to have” list.

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Step 4: Set up Your Search

Maine’s real estate market moves quickly, so have your agent set up a search to get instant alerts for new listings matching your criteria. Pro Tip: Opt for daily email updates to stay ahead without endless scrolling. Start with a broad search to avoid missing your dream home. Don't forget to ask your agent about off-market and upcoming listings.

With Sotheby's prestige and my local edge—honed through multimillion-dollar closings in Cape Elizabeth, Scarborough, and beyond—sellers trust me to deliver expertise and superior results.

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Step 5: Show Your Strength as a Buyer

If financing your purchase, get prequalified for a mortgage. In this competitive market, a pre-qualification letter from a reputable lender is an essential part of a strong offer. I can connect you with reputable lenders if you do not already have one you trust. Pro Tip: Talk to more than one lender and compare rates. A prequalification letter from a Maine lender can often be superior to one from an out-of-state lender.

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Step 6: Explore and Refine Your Vision

Visit properties in person to gain deeper market insights and refine your preferences. Online browsing is helpful, but seeing homes and neighborhoods firsthand is far more illuminating. Pro Tip: Request listing documents from your agent and review them thoroughly to understand the property and key legal documents involved in Maine real estate transactions.

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Step 7: Make Your Move – Craft a Winning Offer

With your real estate agent’s guidance and market insights, you’ll be prepared to craft a strong offer for the right home. Your agent will explain offer documents and advise on key components like due diligence, earnest money, closing timeline, and seller concessions. Pro Tip: Beyond price, carefully consider all offer variables—each can be critical to sealing the deal.

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Step 8: Under Contract

Once under contract, your agent will guide you through inspections, financing, and negotiating terms based on due diligence findings. A skilled agent ensures an organized, streamlined process to keep you on track. Pro Tip: If financing, explore options like fixed-rate, variable-rate, 15-year, 30-year, VA, or FHA loans. Your agent and lender will clarify each loan’s pros and cons to match your financial needs.

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Step 9: Final Walk-Through and Closing

One to two days before closing, you’ll do a final walk-through to confirm condition. Closing itself takes about an hour at a local attorney’s or title company office. You’ll sign documents, transfer funds, and walk out with keys. In most instances, you can execute the closing remotely if desired.

Your agent should be able to help you find movers and contractors to ensure a smooth transition and make your new home a home!

Welcome Home

The real estate agent's job isn't done until you are comfortably moved into your home. Then it's time to pop some champagne!

Work With Me

I'll show you the way.

WHAT MY CLIENTS SAY

Ryan was the selling agent for our lakefront home. He was knowledgeable, friendly, and always willing to go the extra mile to ensure we received the best possible outcome. He offered valuable suggestions and provided emotional support during the waiting period. He checked in regularly and was prompt in returning our calls. We have worked with other realtor, and Ryan was by far the best! I would not hesit...

— Patti | You Won't Find Better

WHAT MY CLIENTS SAY

Ryan is a highly skilled real estate professional and an absolute pleasure to work with! He recently represented us in our home search and purchase and helped make the process smooth and manageable from start to finish. He has a wealth of knowledge about Maine real estate. Ryan brings balance, perspective, and patience to the inherently-stressful process of finding and buying a home. He also brings a sha...

— Matt & Chris | A Fantastic Realtor®

WHAT MY CLIENTS SAY

I recently had the pleasure of working with Ryan on the purchase of my new home in Cape Elizabeth, ME. Throughout a lengthy search in a competitive buying environment, Ryan provided incredible value at every step of the process. Being new to the area, Ryan's extensive knowledge of Southern Maine provided me with great insight and confidence in understanding the market. Ryan has an eye for detail and an i...

— Dan | The Easiest and most Enjoyable Home Buying Process I've Experienced

WHAT MY CLIENTS SAY

Moving is never easy. Moving to a new town, in a new state takes it to another level. We were 500 miles away, looking online, traveling to Maine when we could, but really relying on Ryan, not just to find us a place to land, but the right place. My partner and I have very different tastes, and Ryan put it beautifully when he said, “You two have a very small overlapping segment in your Venn diagram”. Well...

— Jeremiah | Lived up to all the hype

WHAT MY CLIENTS SAY

We feel so fortunate to have worked with Ryan to purchase our first home! We especially appreciated his attentiveness to our interests in a home, endurance with our year-long search, advocacy during the offer period, and consistent responsiveness. He went above and beyond in his role to make sure we were informed and supported throughout the entire process. He is great at his job and a great human too.

— Amy & Jess | Highly Recommend!

WHAT MY CLIENTS SAY

Ryan went above and beyond in assisting us with our recent purchase of a home in Newcastle, ME. He is professional and highly knowledgeable about the current housing market and provided us with curated advice. He was always available to field our questions throughout the entire buying process and helped us navigate a tight timeline to get a competitive offer submitted. We are thrilled with our experience...

— Gabe | Went above and beyond

WHAT MY CLIENTS SAY

Ryan was a great agent. He gave me a good tour to orient me to the area I was looking to buy a property and never pushed any property hard. When it came to negotiating as a buyer he had good instincts and, well, our offer was accepted. Plus easy company thought out the process of hunting for real estate, with good humor and plenty of energy. Knowledgeable.

— Joan | A Great Agent

WHAT MY CLIENTS SAY

Top notch. Ryan helped us realize a dream of ours. We definitely put him through the ringer through our process. We had extremely tight parameters on price, home type, location and pet situations. It took a year and a fair amount of offers but in the end Ryan found us a home. He expertise and patience through out the entire scope was exceptional.

— Michael | Top Notch

WHAT MY CLIENTS SAY

We used Ryan FitzGerald from Legacy Properties Sotheby’s International Realty to make an out of state purchase. Ryan contacted us about properties that came up for sale as well as we contacted him for properties we found. Ryan went to each of the properties and zoom’d when possible. With the Market as busy as it was, we looked at a number of homes. Ryan listened to our wants and needs; as there were cert...

— Michele | Highly recommend

WHAT MY CLIENTS SAY

Ryan Fitzgerald is unique in the extensive experience we have had in the residential real estate environment of the last 5 years. Ryan is honest, straightforward, doesn't play politics. He's one of the only agents I would whole-heartedly recommend on either buyer or seller side. While our family had an unexpected medical situation in the middle of looking at homes in Portland, Ryan exceeded our hopes for...

— Mimi

WHAT MY CLIENTS SAY

I don’t know enough superlatives to explain how fabulous Ryan Fitzgerald was to work with in finding our perfect home. He was patient and kind throughout the process, and it was a long one, for us to find the place that was just right for us. He has spoiled us for all other real estate professionals. He has fabulous taste, a keen eye for detail, always remembered our personal preferences and went above a...

— Susan | Not enough superlatives

WHAT MY CLIENTS SAY

Ryan stuck with my husband through a very long and arduous journey buying our home. Frankly, he had the patience of a saint, and dealt with the strangest potential purchase of 11 Putnam Ridge Limington, ME that he may ever see in his real estate career. We are so grateful our brother in law recommended Ryan to us as our buyer's agent, and we will certainly be contacting Ryan in the future for any of our ...

— Stephanie | Patience of a saint

WHAT MY CLIENTS SAY

Moving is never easy. Moving to a new town, in a new state takes it to another level. We were 500 miles away, looking online, traveling to Maine when we could, but really relying on Ryan, not just to find us a place to land, but the right place. My partner and I have very different tastes, and Ryan put it beautifully when he said, “You two have a very small overlapping segment in your Venn diagram”. Well...

— Jeremiah | Lived up to all the hype